概述
自动化风险
2. 用户投票
3. 增长
工资
5. 体积
描述
资源
评论

贷款主管

自动化风险
计算出的
83%
风险等级
投票
61%
根据 282 票的投票结果
劳动力需求
增长
3.5%
到2032年
工资
$65,740
或每小时 $31.60
体积
345,550
截至 2022
摘要
工作评分
3.9/10

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投票
评论 (15)

自动化风险

83% (即将来临的风险)

迫在眉睫的风险（81-100%）：这个等级的职业在不久的将来有极高的可能被自动化。这些工作主要包括重复性高、可预测的任务，几乎不需要人类的判断。

有关这个分数是什么以及如何计算的更多信息可在这里找到。

工作中的一些相当重要的品质难以自动化：

  • 社会洞察力

用户投票

在接下来的二十年内，实现全自动化的可能性为61%。

我们的访客投票认为，这个职业很可能会被自动化。 这个评估进一步得到了通过计算得出的自动化风险等级的支持，该等级预计有83%的机会实现自动化。

你认为自动化的风险是什么？

贷款主管在未来20年内被机器人或人工智能取代的可能性有多大？






情感

以下图表会在有大量投票数据可以呈现有意义的数据时包含在内。这些视觉表示显示了用户投票结果随时间的变化，提供了对情绪趋势的重要指示。

随着时间（每年）的情绪变化

增长

相对于其他职业，增长缓慢。

预计"Loan Officers"的工作空缺数量将在2032内增长3.5%

总就业人数和预计的职位空缺

* 根据劳工统计局的数据，该数据涵盖了从2021到2031的期间。
更新的预测将在09-2023到期.

工资

相对于其他职业来说薪酬高

在2022，'Loan Officers'的年度中位数工资为$65,740，或每小时$31。

'Loan Officers'的薪资比全国中位工资高42.0%，全国中位工资为$46,310。

随着时间推移的工资

* 来自美国劳工统计局的数据

体积

与其他职业相比，明显更多的工作机会范围。

截至2022，在美国有345,550人被雇佣为'Loan Officers'。

这代表了全国就业劳动力的大约0.23%

换句话说，大约每427人中就有1人被雇佣为“Loan Officers”。

工作描述

评估，授权，或推荐批准商业，房地产或信贷贷款。就财务状况和付款方式向借款人提供建议。包括抵押贷款人员和代理商，催收分析师，贷款服务人员，贷款承保人，以及发薪日贷款人员。

SOC Code: 13-2072.00

资源

如果您正在考虑开始新的职业生涯，或者想要换工作，我们已经为您创建了一个方便的工作搜索工具，它可能会帮助您找到那个完美的新角色。

在您的本地区搜索工作岗位

评论

留下评论

Grant Zabielski说
Extremely likely. AI could do every task I do within a loan right now. Not in the future, right now. Every scenario can currently be programmed in with a flow chart. Once AI evolves to generative AI, it’s over. Scenarios won’t even have to be programmed in. AI will be a better loan officer than I have ever been and could ever be, and their customer service will be impeccable.
Feb 18, 2024 at 12:34 上午
Parul (极有可能)说
I think in this AI World. Mobiles and application loan are more easy to access or operate so thats why our executive filed is likely to be tougher
Aug 08, 2023 at 07:02 下午
JY (低)说
Due dilligence is needed, especially prevention of money laundering and terrorism.
Aug 30, 2022 at 11:18 上午
jh说
that's what the fraud dept is for
Dec 22, 2023 at 07:51 下午
Ed (低)说
Not every loan is clear-cut. A computer can't figure it out.
Jul 05, 2022 at 11:49 下午
Brian L说
There will be fewer and fewer loan officers until there won't be any. This process will take years, but there is no doubt that it is a declining role. The next generation of homebuyers doesn't care about working with a person; they prefer apps. Systems will streamline the process of application and verifications of income, deposit, and residence so that very little to nothing needs to be done by humans.
Jan 06, 2022 at 09:06 下午
Chris说
Everyone talking about the social aspect of things in the comments as they all have a bias perception. Social interaction may be good for business (which I understand), but from the customer viewpoint, they just want the product and service going through the path of least resistance. No customer wants to socially interact. Robots will give the customer what they want, quicker and with less hassle. Be prepared to adapt.
Apr 23, 2021 at 05:35 下午
MSTE (极有可能)说
I design and develop loan origination and underwriting systems :)
Mar 01, 2021 at 07:52 上午
G (没有机会)说
There are way too many moving part the life of a loan. People prefer an advisor in such a complex process. Plus, the mortgage industry is a regulatory minefield. The mortgage technology companies that have cropped up in the past 20 years have face lawsuits and have gone out of business. However, technology skills will play an ever greater role in a loan officer's career.

To put this career as highly at risk is unrealistic.
Jan 09, 2021 at 07:10 下午
Brian (极有可能)说
All you people who believe that mortgages are too complicated to have a robot doing it are in denial. Any logic that you can dream up can be programmed into a computer. As interest rates continue to decrease everyone in the process is having their margins squeezed. That means companies will look for cheaper ways to do things i.e. robots. Robots can handle way more volume than a human as well.
Nov 21, 2020 at 12:50 上午
Paul George (不确定)说
Face to face interaction will always be wanted unless we are looking 100 years into the future where every ones perception of social interaction has been skewed due to social media.
Feb 06, 2020 at 03:17 下午
Max (没有机会)说
Not possible. No way for a robot to perform every aspect of the job. Evaluating the viability of a business plan and the likelihood of the applicants to deliver takes a human like myself.
Jan 19, 2020 at 12:51 上午
Al C. (不确定)说
There is no way for a Mortgage Loan Officer to go away anytime soon. A Mortgage is to complicated to not have an actual person walk some one through the process from start to finish. Automation is great to bring in customers but not to complete the transaction together.
Dec 26, 2019 at 09:18 下午
Joe (没有机会)说
There is a large social aspect associated with the job. In addition, there are a lot of legal and other various parts of the job that are hard to automate.
Jul 10, 2019 at 09:02 下午
Matt (没有机会)说
There is no entry for a mortgage loan officer.

Consumer loan officers like credit card or unsecured debt peddlers might be automated. In a lot of regards they already are.

But if you're going to say that mortgage lending is going away just look at quicken mortgage. Their model is the future.
Apr 15, 2019 at 12:21 下午

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