贷款主管

高风险
70%

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投票 评论 (15)
自动化风险
计算出的
79%
(高风险)
投票
62%
(高风险, 根据 300 票的投票结果)
Average: 70%
劳动力需求
增长
1.4%
到2033年
工资
$69,990
或每小时 $33.65
体积
321,090
截至 2023
摘要
这个雪花图案展示了什么？
雪花是五个徽章的视觉总结：自动化风险（计算得出）、风险（投票得出）、增长、工资和体积。它为你提供了一个职业概况的即时快照。雪花的颜色与其大小有关。与其他职业相比，某个职业的得分越好，雪花就会变得越大且越绿。
工作评分
3.9/10
这是什么？
工作评分（越高越好）：

我们使用四个因素对工作进行评分。这些是：

- 被自动化的可能性
- 工作增长
- 工资
- 可用职位的数量

这些是求职时需要考虑的一些关键事项。

人们还浏览了

律师 演员 计算机程序员 会计师和审计师 商业飞行员

计算自动化风险

79% (高风险)

高风险（61-80%）：这个类别的工作面临着来自自动化的重大威胁，因为他们的许多任务可以使用当前或近期的技术轻松自动化。

有关这个分数是什么以及如何计算的更多信息可在这里找到。

工作中的一些相当重要的品质难以自动化：

  • 社会洞察力

用户投票

在接下来的二十年内，实现全自动化的可能性为62%。

我们的访客投票认为，这个职业很可能会被自动化。 这个评估进一步得到了通过计算得出的自动化风险等级的支持，该等级预计有79%的机会实现自动化。

你认为自动化的风险是什么？

贷款主管在未来20年内被机器人或人工智能取代的可能性有多大？

情感

以下图表显示了在有足够投票的情况下生成的有意义数据。它展示了用户投票结果随时间的变化，清晰地指示了情感趋势。

随着时间（每年）的情绪变化

增长

相对于其他职业，增长缓慢。

预计"Loan Officers"的工作空缺数量将在2033内增长1.4%

总就业人数和预计的职位空缺

* 根据劳工统计局的数据，该数据涵盖了从2023到2033的期间。
更新的预测将在09-2025到期.

工资

相对于其他职业来说薪酬高

在2023，'Loan Officers'的年度中位数工资为$69,990，或每小时$34。

'Loan Officers'的薪资比全国中位工资高45.6%，全国中位工资为$48,060。

随着时间推移的工资

* 来自美国劳工统计局的数据

体积

与其他职业相比，明显更多的工作机会范围。

截至2023，在美国有321,090人被雇佣为'Loan Officers'。

这代表了全国就业劳动力的大约0.21%

换句话说，大约每472人中就有1人被雇佣为“Loan Officers”。

工作描述

评估，授权，或推荐批准商业，房地产或信贷贷款。就财务状况和付款方式向借款人提供建议。包括抵押贷款人员和代理商，催收分析师，贷款服务人员，贷款承保人，以及发薪日贷款人员。

SOC Code: 13-2072.00

评论 (15)

发表评论
Grant Zabielski
18 2月 2024 00:34
Extremely likely. AI could do every task I do within a loan right now. Not in the future, right now. Every scenario can currently be programmed in with a flow chart. Once AI evolves to generative AI, it’s over. Scenarios won’t even have to be programmed in. AI will be a better loan officer than I have ever been and could ever be, and their customer service will be impeccable.
Parul (极有可能)
08 8月 2023 19:02
I think in this AI World. Mobiles and application loan are more easy to access or operate so thats why our executive filed is likely to be tougher
JY (低)
30 8月 2022 11:18
Due dilligence is needed, especially prevention of money laundering and terrorism.
jh
22 12月 2023 19:51
that's what the fraud dept is for
Ed (低)
05 7月 2022 23:49
Not every loan is clear-cut. A computer can't figure it out.
Brian L
06 1月 2022 21:06
There will be fewer and fewer loan officers until there won't be any. This process will take years, but there is no doubt that it is a declining role. The next generation of homebuyers doesn't care about working with a person; they prefer apps. Systems will streamline the process of application and verifications of income, deposit, and residence so that very little to nothing needs to be done by humans.
Chris
23 4月 2021 17:35
Everyone talking about the social aspect of things in the comments as they all have a bias perception. Social interaction may be good for business (which I understand), but from the customer viewpoint, they just want the product and service going through the path of least resistance. No customer wants to socially interact. Robots will give the customer what they want, quicker and with less hassle. Be prepared to adapt.
MSTE (极有可能)
01 3月 2021 07:52
I design and develop loan origination and underwriting systems :)
G (没有机会)
09 1月 2021 19:10
There are way too many moving part the life of a loan. People prefer an advisor in such a complex process. Plus, the mortgage industry is a regulatory minefield. The mortgage technology companies that have cropped up in the past 20 years have face lawsuits and have gone out of business. However, technology skills will play an ever greater role in a loan officer's career. To put this career as highly at risk is unrealistic.
Brian (极有可能)
21 11月 2020 00:50
All you people who believe that mortgages are too complicated to have a robot doing it are in denial. Any logic that you can dream up can be programmed into a computer. As interest rates continue to decrease everyone in the process is having their margins squeezed. That means companies will look for cheaper ways to do things i.e. robots. Robots can handle way more volume than a human as well.
Paul George (不确定)
06 2月 2020 15:17
Face to face interaction will always be wanted unless we are looking 100 years into the future where every ones perception of social interaction has been skewed due to social media.
Max (没有机会)
19 1月 2020 00:51
Not possible. No way for a robot to perform every aspect of the job. Evaluating the viability of a business plan and the likelihood of the applicants to deliver takes a human like myself.
Al C. (不确定)
26 12月 2019 21:18
There is no way for a Mortgage Loan Officer to go away anytime soon. A Mortgage is to complicated to not have an actual person walk some one through the process from start to finish. Automation is great to bring in customers but not to complete the transaction together.
Joe (没有机会)
10 7月 2019 21:02
There is a large social aspect associated with the job. In addition, there are a lot of legal and other various parts of the job that are hard to automate.
Matt (没有机会)
15 4月 2019 12:21
There is no entry for a mortgage loan officer. Consumer loan officers like credit card or unsecured debt peddlers might be automated. In a lot of regards they already are. But if you're going to say that mortgage lending is going away just look at quicken mortgage. Their model is the future.
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