Subscritores de Seguros
Deseja este resumo em seu site? Código de incorporação:
Risco de automação
Risco Iminente (81-100%): Ocupações neste nível têm uma probabilidade extremamente alta de serem automatizadas num futuro próximo. Esses trabalhos consistem principalmente em tarefas repetitivas e previsíveis, com pouca necessidade de julgamento humano.
Mais informações sobre o que é essa pontuação e como ela é calculada estão disponíveis aqui.
Enquete do usuário
Nossos visitantes votaram que é provável que esta ocupação seja automatizada. Esta avaliação é ainda mais apoiada pelo nível de risco de automação calculado, que estima 82% de chance de automação.
O que você acha que é o risco da automação?
Qual é a probabilidade de que Subscritores de Seguros seja substituído por robôs ou inteligência artificial nos próximos 20 anos?
Sentimento
Os seguintes gráficos são incluídos sempre que há uma quantidade substancial de votos para fornecer dados significativos. Essas representações visuais exibem os resultados das pesquisas de usuários ao longo do tempo, fornecendo uma indicação significativa das tendências de sentimentos.
Sentimento ao longo do tempo (anualmente)
Crescimento
Espera-se que o número de vagas de emprego para 'Insurance Underwriters' diminua 4,5% até 2032
Emprego total e estimativa de vagas de emprego
As projeções atualizadas são devidas 09-2023.
Salários
Em 2022, o salário anual mediano para 'Insurance Underwriters' foi de $76.230, ou $36 por hora
'Insurance Underwriters' receberam 64,6% a mais do que o salário médio nacional, que era de $46.310
Salários ao longo do tempo
Volume
A partir de 2022 havia 105.900 pessoas empregadas como 'Insurance Underwriters' dentro dos Estados Unidos.
Isso representa cerca de 0,07% da força de trabalho empregada em todo o país
Dito de outra maneira, cerca de 1 em 1 mil pessoas são empregadas como 'Insurance Underwriters'.
Descrição do trabalho
Revisar aplicações individuais para seguros para avaliar o grau de risco envolvido e determinar a aceitação das aplicações.
SOC Code: 13-2053.00
Recursos
Se você está pensando em começar uma nova carreira ou procurando mudar de emprego, criamos uma ferramenta de busca de empregos útil que pode ajudá-lo a conseguir aquele novo papel perfeito.
As pessoas também visualizaram
Comentários
I am considering entering insurance underwriting because claims were very bad, I must say.
Would you say that computer automation is taking over all areas of underwriting (commercial underwriting, property & casualty underwriting, etc.)? I do hear that it is taking personal insurance by storm.
Also, I am REALLY trying hard to find similar jobs to underwriting/insurance in case underwriting doesn't work out.
I'm looking at cost estimating (outside of construction), property assessment, and budget analysis. According to the Bureau of Labor Statistics, you don't necessarily need a business or finance degree to go into these fields (I took several traditional/core business classes in school, and I also majored in a field much like "business psychology" - organizational development, which was in the business school).
Do you have any alternatives that you plan to explore in case you have to leave underwriting? Do you think any of the ones that I mentioned are feasible alternatives?
Thank you,
Carl Daniel
There is no doubt automation will transform this job and remove the need for the underwriter defined above. There are two different types of underwriting, staff and line underwriting. Line underwriting is what is defined above, an employee who reviews applications and degree of risk on accounts on an individual basis. Staff underwriters develop guidelines and initiatives to help drive the changes in product performance . Line underwriters then follow these guidelines and initiatives.
Staff underwriting will adapt to automation and use the tools made available by it to make better decisions. You will see some reduction in this field due to ease of decision making and some of these functions will likely transfer to automation.
Another thing to consider is that is the complexity of insurance. Insurance is ever evolving based on the ever changing ways of the world. Especially in commercial insurance, there are way too many unique situations that occur on a daily basis that there is no true basic answer to based on past history, but instead require an instinctive decision by an experienced underwriter. It is highly unlikely automation will be able to adapt to these daily situations. This is how some line underwriting will survive.
Do you mean to say that this definition removes the need for an underwriter? - "Review individual applications for insurance to evaluate the degree of risk involved and determine the acceptance of applications."
Oh, sorry, I just realized that you mentioned that this definition only applies to line underwriting, and that automation will decrease the need for line underwriters.
Thank you for clarifying that there are two types of underwriting - I wasn't aware of that. Underwriting is the only field in insurance that interests me, but I'm not into sales. I've been working in claims (and subrogation) for years, but it's not my cup of tea.
Since I don't have the educational background to be an actuary, underwriting is pretty much the only option left for me.
I've never heard of staff underwriting before - unfortunately, working in claims didn't teach me much about underwriting.
It seems like staff underwriting is the future of employment in underwriting.
You mentioned that commercial insurance/underwriting is hard to predict due to the constantly evolving and complex nature of insurance.
I'm considering getting my Associates in Commercial Underwriting while I search for a job in underwriting.
What do you think about the future of employment in commercial underwriting? Do you think there's any hope for cautious optimism, especially for staff underwriters in commercial underwriting?
Thank you,
Carl Daniel
Deixe uma resposta sobre esta ocupação