대출 담당자

79% (고위험)

고위험 (61-80%): 이 범주에 속하는 직업은 현재 또는 가까운 미래의 기술을 사용하여 쉽게 자동화될 수 있는 많은 업무를 수행하므로 자동화로부터 중대한 위협을 받고 있습니다.

이 점수가 무엇인지, 그리고 어떻게 계산되는지에 대한 자세한 정보는 여기에 있습니다.

사용자 설문조사

감정

다음 그래프는 의미 있는 데이터를 제공할 수 있을 만큼 충분한 투표 수가 있을 때마다 포함됩니다. 이러한 시각적 표현은 시간 경과에 따른 사용자 투표 결과를 보여주며, 감정 추세에 대한 중요한 지표를 제공합니다.

임금

다른 직업에 비해 높은 급여를 받는

2023년에 'Loan Officers'의 중앙값 연간 급여는 $69,990이며, 시간당 $33입니다.

'Loan Officers'은 전국 중위임금인 $48,060보다 45.6% 더 높은 금액을 지불받았습니다.

시간에 따른 임금

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Leave a comment

Grant Zabielski 9 months ago

Extremely likely. AI could do every task I do within a loan right now. Not in the future, right now. Every scenario can currently be programmed in with a flow chart. Once AI evolves to generative AI, it’s over. Scenarios won’t even have to be programmed in. AI will be a better loan officer than I have ever been and could ever be, and their customer service will be impeccable.

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Parul (매우 가능성이 높음) 1 year ago

I think in this AI World. Mobiles and application loan are more easy to access or operate so thats why our executive filed is likely to be tougher

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JY (낮은) 2 years ago

Due dilligence is needed, especially prevention of money laundering and terrorism.

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jh 11 months ago

that's what the fraud dept is for

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Ed (낮은) 2 years ago

Not every loan is clear-cut. A computer can't figure it out.

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Brian L 2 years ago

There will be fewer and fewer loan officers until there won't be any. This process will take years, but there is no doubt that it is a declining role. The next generation of homebuyers doesn't care about working with a person; they prefer apps. Systems will streamline the process of application and verifications of income, deposit, and residence so that very little to nothing needs to be done by humans.

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Chris 3 years ago

Everyone talking about the social aspect of things in the comments as they all have a bias perception. Social interaction may be good for business (which I understand), but from the customer viewpoint, they just want the product and service going through the path of least resistance. No customer wants to socially interact. Robots will give the customer what they want, quicker and with less hassle. Be prepared to adapt.

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MSTE (매우 가능성이 높음) 3 years ago

I design and develop loan origination and underwriting systems :)

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G (기회 없음) 3 years ago

There are way too many moving part the life of a loan. People prefer an advisor in such a complex process. Plus, the mortgage industry is a regulatory minefield. The mortgage technology companies that have cropped up in the past 20 years have face lawsuits and have gone out of business. However, technology skills will play an ever greater role in a loan officer's career.

To put this career as highly at risk is unrealistic.

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Brian (매우 가능성이 높음) 3 years ago

All you people who believe that mortgages are too complicated to have a robot doing it are in denial. Any logic that you can dream up can be programmed into a computer. As interest rates continue to decrease everyone in the process is having their margins squeezed. That means companies will look for cheaper ways to do things i.e. robots. Robots can handle way more volume than a human as well.

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Paul George (불확실한) 4 years ago

Face to face interaction will always be wanted unless we are looking 100 years into the future where every ones perception of social interaction has been skewed due to social media.

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Max (기회 없음) 4 years ago

Not possible. No way for a robot to perform every aspect of the job. Evaluating the viability of a business plan and the likelihood of the applicants to deliver takes a human like myself.

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Al C. (불확실한) 4 years ago

There is no way for a Mortgage Loan Officer to go away anytime soon. A Mortgage is to complicated to not have an actual person walk some one through the process from start to finish. Automation is great to bring in customers but not to complete the transaction together.

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Joe (기회 없음) 5 years ago

There is a large social aspect associated with the job. In addition, there are a lot of legal and other various parts of the job that are hard to automate.

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Matt (기회 없음) 5 years ago

There is no entry for a mortgage loan officer.

Consumer loan officers like credit card or unsecured debt peddlers might be automated. In a lot of regards they already are.

But if you're going to say that mortgage lending is going away just look at quicken mortgage. Their model is the future.

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